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ARE YOU A RESIDENT OF ZIMBABWE? APPLY FOR AN eShagi LOAN TODAY!

admin July 31, 2021

3 minutes read

A fresh approach

It’s 2021 after all..

Here is an opportunity for you! eShagi is different from traditional banks or microfinance companies. eShagi provides customers with a hassle free way to access affordable credit and the freedom to spend whenever and wherever they chose.

Through our cutting-edge technology, we’re transforming the way credit and financial services are delivered to millions of underserved people across Africa. eShagi is serving customers in Zimbabwe, Zambia, Malawi and South Africa; and we’re still growing.

What we offer

1. eShagi Salary Loan

We’ve all been there – an unexpected bill , school fees round the corner or the car making some odd noises that shout ‘time for a service’.If you’re in need of extra money, an eShagi loan is your best option. Whether you are a civil servant or employed in the private sector, it’s quick and easy to apply for a eShagi Loan – all you need to do is complete a short online application form and we’ll give you a preliminary decision within 30 minutes.

Typical Interest Rate: 15% Per Month | Term: 1 – 24 Months | Minimum Loan Amount: ZWL$1,000 | Maximum Loan Amount: UNLIMITED

Eligibility

Over 18 years old and a resident of Zimbabwe.
Full-time employment in the government or private sector.
Receive salary or other income through a bank account.
Not on an active blacklist, bankruptcy or equivalent.

Apply for salary Loan

2. eShagi Store Credit

Why hold off on that TV you have always wanted. It’s quick and easy to apply for eShagi Credit – all you need to do is complete a short online application form and we’ll give you a decision instantly. If approved and you accept, you’ll have a credit limit attached to your eShagi account to start using straightaway at your favourite store.

Typical Interest Rate: 15% Per Month | Term: 1 – 24 Months | Minimum Loan Amount: ZWL$1,000 | Maximum Loan Amount: UNLIMITED

Eligibility

Over 18 years old and a resident of Zimbabwe.
Full-time employment in the government or private sector.
Receive salary or other income through a bank account.
Not on an active blacklist, bankruptcy or equivalent.

Apply for store credit

eShagi Recharge Credit

We know ZETDC prepaid power units and Airtime run’s out at the most inconvenient of times. When we don’t have the money or can’t access a recharge easily. Not to worry, with eShagi Recharge Credit, you can now borrow prepaid electricity or mobile airtime and conveniently pay back later. eShagi allows you to borrow any amount based on your pre-determined credit limit. This limit is based on your historical relationship with eShagi.Typical Interest Rate: 15% Per Month | Term: 7 – 30 Days | Minimum Loan Amount: ZWL$100 | Maximum Loan Amount: ZWL$1,000

Eligibility

Over 18 years old and a resident of Zimbabwe.
Full-time employment in the government, private or informal sector.
Receive salary or other income through a bank account.
Not on an active blacklist, bankruptcy or equivalent.

Apply for recharge credit

HOW IT WORKS
a) Apply here or via WhatsApp

Simply apply here or contact our team on WhatsApp to start your application. Please ensure you have your ID, payslip and employment details to hand. Once complete, you will have a pre-approval in under 30 minutes.

b) Submit ID & KYC details

Submit a selfie, picture of your ID, latest payslips to complete our online Know Your Customer (KYC) and Electronic credit agreement. Once done, grab a coffee. We will now complete our checks and final approvals.

c) Disbursement

Voila! Your funds are ready. You can now request a fund payout to your designated bank account, get recharge credit or go and grab that new TV from your favourite store.